Consumer Articles

1. G8 to discuss world debt while Scots lack basic financial understanding.

By Richard Green Last week saw the launch of Scotland’s Financial Inclusion Forum, and with it requests were issued for local authorities, banks, and other financial institutions, to work together to generate and share ideas to help people take control of their own finances. Those attending the forum were asked to help ensure, “that poverty is not exacerbated by lack of access to financial services”. Deputy co... read more

2. How To Hire A Disc Jockey For Your Wedding

By Matt Campbell Hiring music entertainment can arguably be the most important booking made for your wedding. Guests remember whether or not they had fun at your wedding. What you pay for is what you get is a good rule of thumb. However, I would like to educate the consumer, future brides and grooms, of how to hire a DJ and facts to consider. The following are 9 important factors to consider when hiring a disc... read more

3. Credit Repair Scams

By James H. Dimmitt Article: Credit Repair Scams word count: 401 characters per line: 60 per line Permission to reprint this article for your e-zine or on your web site, as long as byline and resource box at end of article remains intact. Courtesy copy of your reprint to: articles@yourfreecreditreportnow.com is appreciated. ************************************************************ Credit Repair Scams b... read more

4. Your Frugal Freezer

By Cyndi Roberts When you're trying to make those grocery dollars stretch as far as possible, a home freezer can truly be your budget's best friend! We all probably realize that extra beef, chicken, etc. can be kept for long periods of time in the freezer; and also that surplus produce from the garden can be preserved easily in the freezer. I have researched and found some items which can be frozen that... read more

5. Your Frugal Fridge!

By Cyndi Roberts Now that it's summer, most of us start thinking about keeping our electric bill in bounds! One way to do that is to keep your refrigerator and freezer, if you have one, running efficiently. Be sure to vacuum the condenser coils on your refrigerator at least once a year. You may have to pull your appliance out from the wall to do this, but when the coils are dusty, it keeps the... read more

6. The Art Of Wallpapering

By John J.Aufiero Jr. ================================ The Art Of Wallpapering- Tips & Techniques Vol. 6- April 23,2003 - The advantages of wallpaper Publisher:John J.Aufiero Jr. (c) 2003 The Art Of Wallpapering http://www.paperhangit.com ================================= Hello, In this issue we will talk about the advantages of wallpaper. Why should you wallpaper ? People ask me this question all the... read more

7. Stress Can Make You Fat

By Jim O'Connor Do you know by not using proper stress management techniques or stress relief strategies you could be contributing to fat gain? There is a condition called stress induced obesity which promotes a stress producing hormone called cortisol. Let's take a closer look at how stress, cortisol,and fat promotion can make your waist, hips, and buttocks larger . Stress is a word you hear often these da... read more

8. Avoiding Credit Card Traps

By James H. Dimmitt Avoiding Credit Card Traps Copyright 2005, http://www.yourfreecreditreportnow.com Author: James H. Dimmitt The next time you open your credit card statement, take a closer look at the small insert titled “changes to your credit card agreement”. You know the one I’m speaking about. It’s that small, folded paper written in legalese that you promise to read some other time (but of course that ... read more

9. Elderly Drivers: Stop or Go?

By Phyllis Staff Without so much as a tap on the brakes, my aunt whizzed through another stop sign. "What are you doing?" I shrieked. "That was a stop sign." "Oh," she replied rather offhandedly, "they just put those there so you'll look before you go into an intersection." That was the day I stopped riding with my aunt but not the day she stopped driving. From then on, I had visions of an enormous pink C... read more

10. Is Anxiety Ruling Your Life?

By Nansia Ressi Anxiety is the most frequently occurring mental health disorder in the United States, according to the US Surgeon General. There are millions of people who are diagnosed with it every year. A small amount of anxiety helps to get us going, but when it becomes more severe, it can be overwhelming. If you start feeling like it's more than it should be, you may want to visit a doctor for a ... read more

11. 5 Dangerous Eldercare Myths

By Phyllis Staff Myths associated with selecting quality nursing home care suggest quick and easy ways to identify quality care. In fact, relying on these myths can lead to disastrous results. I have identified a few of the most common myths in hopes of helping you avoid some of the problems commonly found in many nursing homes. 1. The Smell Test You've heard it repeatedly: "The best way to determine the qu... read more

12. Stretch Your Eldercare Dollars

By Phyllis Staff Many elders fear outliving their retirement nestegg, so we put together a few of our best dollar-saving tips to help. Select the lowest level of care possible Many Assisted Living offer graduated levels of care. They may be able to meet your elder's needs with something less than 24-hour-a-day care. Among other services, they can provide · medication reminders, · transfers from bed to w... read more

13. Beware of Falling Minimum Payments

By James H. Dimmitt Article: Beware of Falling Minimum Payments word count: 510 characters per line: 60 Author email: jimdim815@aol.com Permission to reprint this article for your e-zine or on your web site, as long as byline and resource box at end of article remains intact. Please keep links active on web sites or in e-mail. Courtesy copy of your reprint to: jimdim815@aol.com is appreciated. ***********... read more

14. Understanding Credit Scores and Repairs

By Dan Lewis If you are applying for a mortgage, you’re going to have to deal with credit scores. Here’s a primer on credit scores and methods for improving them. Credit Report Step one in the process is making sure that you have a current copy of your credit report. Congress recently amended the Fair Credit Reporting Act so that consumers may now receive one free credit report annually. There are three ... read more

15. How To Make A Successful Car Accident Claim

By Mumtaz Shah If making a claim for compensation has diluted your thoughts over the years thanks to large corporate companies gone bankrupt. You can now broaden your horizons as that's history and personal injury compensation has entered a new era. A car accident is never the same, similar but never the same. So logically a car accident claim can never be the same. Accidents do on the other hand occur in the... read more

16. Personal Injury Claim - Win Without A Doubt!

By Mumtaz Shah Everyone likes winning! If you win by an inch or a mile, winning is winning! Now winning at personal injury is a different ball game altogether. Do you want to claim compensation in direct result of an accident or injury? Okay, that's fine go ahead, you deserve it! Life Before A Personal Injury Claim I bet it was awesome… You were having the time of your life. Winning at everything, football... read more

17. The Internet and customer care: aid or anarchy?

By Rachel Lane Consumers take customer care into their own hands It was reported in ‘Marketing’ magazine this month, that Britain is becoming a “disaffected nation”, with each adult apparently making an average of 12 complaints to service providers each year, based on a “Service in Britain” survey by ASR (Andrew Smith Research). In response to the rise of the ‘assertive consumer’, brands are endeavouring to ... read more

18. Tougher Bankruptcy Laws Take Effect October 2005

By James H. Dimmitt In just a few short weeks, President Bush’s Bankruptcy Abuse Prevention and Consumer Protection Act will take effect. In a nutshell, the new law, which goes into effect on October 17, 2005, makes it more difficult to cancel your debts under Chapter 7 Bankruptcy protection. Instead, consumers will find themselves having to file for Chapter 13 Bankruptcy protection and paying back their creditor... read more

19. Why Consumers Need a Nationwide Credit Freeze NOW

By James H. Dimmitt What do a shoe retailer, an online discount broker, and a popular clothing retailer all have in common? All three - DSW Shoe Warehouse, Ameritrade, and Polo Ralph Lauren - sustained breaches to their customers’ accounts. Unfortunately, these three are not alone when it comes to security breaches. CitiFinancial, Bank of America, LexisNexis and other companies have also experienced similar events... read more

20. Pest Control Tips for Maintaining Your Greenhouse

By Holly Masters Greenhouses provide a warm, humid atmosphere and are home to a variety of different plants and flowers which is why they are a perfect target for insects. There are numerous types of insects which will want to live in your greenhouse and feed off of the wonderful plants and flowers which you have put so much time and effort into maintaining. The information below will provide you with tips and gui... read more

21. Debit Card vs. Credit Card, What Are The Differences?

By James H. Dimmitt Debit Card vs. Credit Card, What Are The Differences ? Copyright 2005, http://www.yourfreecreditreportnow.com Author: James H. Dimmitt Ah, the “good old days”. If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your “cash allowance” for the week. Other... read more

22. Convenience Can Be Costly: Understanding Cash Advances

By James H. Dimmitt Article: Convenience Can Be Costly: Understanding Cash Advances Author: James H. Dimmitt Author e-mail: jimdim815@aol.com word count: 413 characters per line: 60 Permission to reprint this article for your e-zine or on your web site, as long as byline and resource box at end of article remains intact. Please keep links active on web sites or in e-mail. Courtesy copy of your reprint to:... read more

23. Convenience Can Be Costly - Understanding Cash Advances

By James H. Dimmitt Convenience Can Be Costly - Understanding Cash Advances Copyright 2005, http://www.yourfreecreditreportnow.com Author: James H. Dimmitt You’ve just opened your credit card bill and attached to your statement you find a “convenience check” included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with thi... read more

24. A Budget Doesn’t Limit You, It Gives You Freedom

By James H. Dimmitt A Budget Doesn’t Limit You, It Gives You Freedom Copyright 2005, http://www.yourfreecreditreportnow.com Author: James H. Dimmitt Mention the “b” word, as in BUDGET, to a friend and they’ll look at you like you have a third eye growing from the middle of your forehead. For most people the word budget too often carries negative meanings such as limits, restrictions, living on an allowance, giv... read more