Finance & Investment Articles

1. How to Find a Quick Loan Online

By John Mussi If you're looking for a quick loan online, you might not know where to start. With all of the options that are available on the internet today, finding a good quick loan online might seem like more trouble than it's worth. It is possible to find a quick loan online without a lot of additional hassle, however… it's mostly a matter of taking the time to research your options from several reputabl... read more

2. Borrow on a Budget: Getting the Cheapest Home Improvement Loans

By John Mussi Getting the cheapest home improvement loans isn't always easy. It can require going to several different lenders for quotes as well as several hours spent comparing the interest rates and terms of several possibilities. All of that work can pay off in the end, though, because the cheapest home improvement loans can save you hundreds or even thousands in the long run. Before you can find the ch... read more

3. Tax Tidbit #1: How To Turn Non-Deductible Commuting Mileage Into A Legitimate Business Expense

By Wayne M. Davies Tax Tidbits: Short but sweet nuggets for the Small Biz Owner and/or Self-Employed Person, each morsel serving up a specific tax reduction strategy guaranteed to tickle your monetary taste-buds. The U.S. Tax Code is so big, there's only one way to digest it: one little nibble at a time. Just like a piece of candy, one small bite of tax knowledge can give you one very delicious dedu... read more

4. Bextra and Vioxx Withdrawal Spawn Advertising Pause from Bristol Myers

By Charles Essmeier Pharmaceutical giant Bristol Myers Squibb has announced that they will suspend direct-to-consumer advertising for their prescription drug products for a year. This comes in the wake of the well-publicized withdrawals of Merck’s Vioxx and Pfizer’s Bextra, two non-steroidal anti-inflammatory drugs (NSAIDs) that were voluntarily withdrawn from the market recently. Studies showed that they increase t... read more

5. How To Get Out of Debt

By John Mussi If you have found yourself in a position where you are in serious debt and cannot think of a way out of the situation, then take a few minutes to read the following tips. Some may seem obvious, but do put them into practise as they will help. I am assuming that you are in a situation whereby your income for example; is £2,500 per month and your expenditure is £3,500. This is not a good positio... read more

6. Secured Loans Guide

By John Mussi Secured loans are becoming increasingly popular due to their flexibility. Basically, a secured loan is one for which you provide some form of collateral in order to cover the amount borrowed in the loan. A secured loan is a loan on which you as the borrower have provided the lender some kind of security for the money borrowed. With a secured loan, the money that you borrow is secured against a... read more

7. The 37 Cent Mistake

By Wayne M. Davies Reprint Guidelines: ** Attention Ezine editors / Site owners ** Feel free to reprint this article in its entirety in your ezine or on your site so long as you leave all links in place, do not modify the content and include my resource box as listed above. If you do use the material, please send me an email so I can take a look: mailto:Wayne@YouSaveOnTaxes.com ==========================... read more

8. New Tax Law Turns Small Biz Loophole Into A Crater!

By Wayne M. Davies In case you were too busy over Memorial Day to notice, our beloved politicians just passed another tax bill designed to put more dollars in your pocket. President Bush signed the new tax law on May 28, 2003 -- and there is truly something for everyone in this package, a veritable smorgasbord of tax savings. If you are a Small Business Owner or Self-Employed Person, there's one especial... read more

9. Where to Look for a Fast Homeowner Loan

By John Mussi If you're looking for a fast homeowner loan, you might not know where to begin your search. Some banks and finance companies can take weeks to make loan decisions, and if you need a fast homeowner loan then that's time that you can't afford to spend waiting. There are simple solutions to finding a fast homeowner loan, however… as a matter of fact, the loan that you want might be a lot close... read more

10. A Guide to Low Cost Secured Loans

By John Mussi The idea of low cost secured loans might sometimes seem like nothing more than a fantasy… it doesn't have to be, however. Low cost secured loans can be found, even for individuals with less-than-perfect credit; it's all a matter of knowing where to look and knowing what you're looking for. Below you'll find basic information on various lenders from which you might get low cost secured loans, a... read more

11. Stock Market Retirement Investment Plan

By Charles M. O'Melia For a successful retirement investment plan to work in the stock market, some ‘reasonably sure’ assumptions would have to be made: The retirement investment plan must take into consideration the one prevailing constant in any stock market security – risk and uncertainty. Understanding that risk and uncertainty are the key factors that propels the return on investment in the stock market far b... read more

12. What is a Home Loan?

By John Mussi A Home loan is the generic term for a loan. A home loan uses your home as security. It uses the net value of your property as security for the loan. As a result of house price inflation and part repayment of mortgages many homeowners have a property which is worth far more than the mortgage they owe on it. A home loan enables you to make use of this asset by providing security for your loan, w... read more

13. Benefits of a Business Loan

By John Mussi There are many benefits in choosing a business loan, some of which are listed below: What's the fastest way of raising money for your business idea? A business loan, but what kind of loan should you get and who should you get your loan from. You could ask family and friends for a loan but they might not be as convinced about your winning idea as you are. Where you go for finance depends on ... read more

14. Getting a Debt Consolidation Loan

By John Mussi Should you find yourself getting in over your head with debt, you might be a prime candidate for a debt consolidation loan. These loans are designed for those with a heavy burden of debt, and are used to consolidate a large number of debts into a single manageable payment. The debt consolidation loan is used to pay off the other debts, leaving only the loan itself in need of repayment. How... read more

15. Refinancing Your Home - Is the Time Right?

By Keith Thompson Refinancing your home is a major decision not to be taken lightly, even in this era of low interest rates and easy money. While every mortgage company in town is touting the strategy of getting a new loan before rates rise again, there are several things you'll want to be mindful of before you go about refinancing your home. In my view the key to refinancing your home isn't just the rate ... read more

16. Bills are due and Credit Repair is in Place

By Jonathan Cheong The bills are due and credit repair is in place. This happens too many times with many individuals and families, so don’t get discouraged there is hope. We can calculate our bills by factoring in utilities, telephone, credit cards, mortgage, rent, lease, purchases, and so on. Each of us needs a vehicle to get to work so this is obviously an important item that we need. Vehicles are used or new... read more

17. Getting Your Best Deal on a Consolidation Loan

By John Mussi If you find yourself having to make too many payments a month, you might consider getting a consolidation loan. Used for a variety of purposes, a consolidation loan can take multiple loans (such as personal loans and auto loans) and combine them into a single payment, or it can provide money to pay off a variety of bills and debts and consolidate them into a lower monthly payment. People of ... read more

18. Is the Record Album Dead? Not by a Long Shot.

By Charles Essmeier In 1982, Sony and Philips introduced the compact disc, a digital music playback format that used a laser to read the disc. The compact disc was expected to quickly replace the long play record album (LP) that Columbia had introduced in 1949. The product took off quickly, even at a retail price that was nearly double that of a record album, and sales of record albums plummeted. The CD, as compac... read more

19. Guide to Bad Credit Loans

By John Mussi Here is a useful guide to Bad Credit loans. Bad credit loans mean that you are taking out a loan that may depend on your credit history. Your credit history includes county court judgements, and defaults on repayments of previous loans or financial transactions. To the loan officer in your bank, this may mean that giving you a loan could be a risk because according to your history, you are more li... read more

20. A Consumer's Guide to Getting a Bad Credit Loan

By John Mussi Here is a useful guide to getting a bad credit loan. If you're like countless others, then you may be struggling to get a bad credit loan. You may not know where to turn, or what options are available… or even what “bad credit” actually means or how it's determined. Below are tips on how to deal with bad credit, as well as how to get a bad credit loan. What is bad credit, anyway? Obviously, ... read more

21. Investment Property Part I: How Not to Become a Slumlord

By Cameron Brown Welcome to the first part of a two part series about getting into the investment property business. After riding the ups and downs of the stock market roller coaster for a while, an increasing number of investors are ... read more

22. Good Stock Market Tip; Good Return!

By Charles M. O/Melia You have permission to this article either electronically or in print as long as the author bylines are included, with a live link and the article is not changed in any way (typos excluded). Please provide a courtesy e-mail to charles@thestockopolyplan.com telling where the article was published. (Word Count 984) Good Stock Market Tip, Good Reward! Forget making a profit; instead focus ... read more

23. A Beginner's Guide to Finding a Loan

By John Mussi Finding a loan can be a hassle sometimes… though there may be a large variety of options available, it can be difficult to determine which of the choices available to you will best suit your needs. One of the best ways to find a good loan that will meet your needs is to shop around, comparing loan rates from different lenders and seeing whether a traditional lender such as a bank or finance com... read more

24. What is Life Insurance?

By John Mussi Life Insurance is an insurance policy that provides an agreed amount of cover over an agreed term, so that should you die during the policy term, a lump sum is paid out. Life insurance is considered as the cornerstone of financial planning. It is a cost effective way to provide for your family after you are gone. Many of us will at some stage in our lives have the need for life insurance. Life... read more